Merrick Bank
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Welcome to Merrick Bank

About Merrick Bank

Merrick Bank was founded in 1997 and is a top-25 issuer of Visa® cards. In addition, Merrick Bank is an authorized issuer of MasterCard® cards. Merrick Bank also provides finance options to Marine and RV Dealers throughout the country, helping to facilitate Boat and RV purchases for consumers. Merrick Bank proudly serves over 900,000 cardholders and $1 billion in assets. Merrick Bank specializes in credit programs that assist consumers looking to establish or rebuild their credit rating. Merrick Bank is FDIC insured and offers Certificates of Deposit with a variety of rates and terms to fit your needs. Read more »

Product and Services

Classic Visa® and MasterCard® Credit Card Products

In order to apply for a Merrick Bank Visa credit card, you must have received an invitation to apply from Merrick Bank. If you have received an offer with an Acceptance Certificate Number and would like to apply for the credit card described in your offer, please complete your Acceptance Certificate here.

Secured Visa®

Are you building or rebuilding your credit history? Either way, the Merrick Bank Secured Visa® card can help. This card can be used like any other Visa card, with worldwide acceptance and convenience, and we report to all three major credit bureaus. Plus because it is 100% secured, you control the credit line!* Have more questions? Check out our Frequently Asked Questions for more information. Apply today!

Cardholder Benefit Programs

As a Merrick Bank cardholder, you may be eligible to sign up for several unique benefit programs offered by Merrick Bank. Learn more about our new benefit programs today!

Recreation Loans - Financing for Customers with Past Credit Challenges

Merrick Bank has established itself as the national leader in providing boat loans, RV loans and motorcycle loans to customers with past credit problems. Merrick Bank brings unsurpassed experience and stability to the nonprime recreational lending market. Read more »

Merchant Services

Merrick Bank is a Top 20 US acquirer, sponsoring over 50 Independent Sales Organizations and Agent Banks and over 100,000 merchants. We offer a variety of services, including support of multiple processor platforms, ACH processing, chargeback insurance, web site content monitoring, and a robust PCI DSS program. Read more »

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